Personal Risk Management

Let the legacy you leave
be one built on foresight.

Serious injury or death will always have a profound effect on loved ones, but there is something that you can do to ensure that grief is given the time it needs to heal, without the concerns of on-going financial hardship.

Is your life insurance really
enough to protect your family?

If the unforeseen happens and a serious ailment or even death reduces your household income, will the life insurance you currently have be your best protection? Did your bank organise your life insurance? If so, there’s a good chance your coverage that it is enough to protect its interests, but will it also protect the welfare of your family? You may already understand that life insurance is a sensible precaution for someone with your responsibilities – it is a tangible demonstration of your commitment to loved ones that could be vital in ensuring their future welfare.

Have you got the right cover,
and are you paying too much?

Legacy Life can arrange life insurance and disability cover that genuinely meets your particular requirements. One of our advisors will develop a comprehensive Personal Risk Plan (PRP) which will ensure you have every chance of reaching your financial goals, be it retirement savings, education, health, paying off your mortgage or owning a beach house. The good news is that with the right mix of products and cover levels from the Insurance Portfolio below you can still protect what you value most – lifestyle, family, health or the home you live in.