Website Terms of Use

By accessing the Legacy Group’s website,, (website) you agree that the following terms of use apply to your use of the website. Legacy may change or update the content of the website, including these terms and conditions applicable to the website, at any time without prior notice. In these terms of use, all references to we, us, our and Legacy are references to Legacy Life Limited and our related companies. These terms and conditions are in addition to, and do not replace, any specific terms and conditions applicable to any product, service, marketing and/or promotion.

Use of Website

You are granted a non-exclusive licence to access the website and the information it contains. By accessing the website you agree not to use the website for any commercial or competitive advantage; any illegal, defamatory or objectionable purpose; or any purpose which brings or could bring Legacy’s reputation into disrepute. You also agree not to decompile, reverse engineer or try to decompile or reverse engineer any part of the website, including the secure sites. Anyone found breaching the user rights will be prosecuted to the full extent of the law.

General Disclaimer

Although all reasonable care has been taken in producing the information contained on the website, it is of a general nature only, and does not take into account any individual’s particular circumstances, financial, medical or otherwise. While we try to ensure that the content of the website is up to date and free from error, we do not give any guarantee or other assurance of the currency of any information on the website or its accuracy, adequacy, completeness or suitability for your intended use. The website is not intended to provide a substitute for comprehensive or specific professional advice. You should not act in reliance upon any information contained on the website without first obtaining professional, independent advice relevant to your individual circumstances. By accessing the website, you confirm you have taken such advice or decided against it.

Accuracy of Information

Information provided on the website is provided in good faith and is derived from sources believed to be reliable and accurate. However, certain information may be selective, and Legacy advises that it may not be complete for the purposes of any individual or company.


To the fullest extent legally possible, neither Legacy nor any of its related companies, or their directors, employees, agents, independent contractors, nor any other person, accepts any liability or responsibility for any loss, damage, cost or expense (including but not limited to financial loss, loss of revenue, loss of profits or savings, indirect or consequential losses) arising in contract, tort (including negligence) or otherwise, that may result from any error, omission or misrepresentation on the website or reliance on information contained on the website or from any use of or access to the website, nor do they guarantee the performance of any fund or other investment contained or referred to on the website. Legacy makes no representation or warranty about the accuracy or completeness of information and accepts no liability or responsibility in respect of errors in or omissions from information contained on the website, to the extent permitted by law. To the fullest extent legally possible, we exclude every warranty and condition of any kind that might otherwise apply in relation to the website, its content and functions.

Changes to Content

You may not do anything or permit anything to be done which may alter the website, or interfere with or affect its operation. This includes, without limitation, removing any information from the website, adding any information to the website, linking it to or from another website, distributing any part of the website to any other person or copying any part of it for any commercial or illegal purpose.


Legacy does not guarantee that the website is free from such destructive features. Legacy accepts no responsibility or liability in relation to any harm attributable to such destructive features. If you rely on any materials available through the website, you do so at your own risk.

Site Access

Legacy does not guarantee the continued availability of the website or the continuation of services provided on it. Access to the website and to any saved information may be interrupted, restricted, delayed or unavailable from time to time. Legacy accepts no responsibility or liability in relation to any loss suffered in these circumstances.


The information, images, screens, web pages, logos and brands on the website and the general content of the website are the property of Legacy, who holds copyright in it. The information may not be copied or reused (other than as expressly intended by this website) without the prior written consent of Legacy. In particular, in no circumstances should the Legacy brand or the Legacy logo be used without the written consent of Legacy.